From your collection to your account — without a sale.
Unlock liquidity from the wine, watches, art, collectibles or bullion you already keep in professional storage. Keep the asset, keep ownership, and repay on your terms.
Five steps. Your asset never leaves storage.
Your asset already sits in professional storage
Wine, bullion, watches, art or collectibles, held with a professional storage provider in Victoria. If it isn’t in professional storage yet, tell us — we can talk about arranging it.
You start an application — directly, or through your storage provider
A short enquiry, then a conversation. We verify your identity and open an account before any application: that step is required, and it is not automated.
We assess the asset and make you an offer
Because your asset is already in professional custody and already documented, there is no property inspection, no income assessment and no credit file to wait on. Your loan offer sets out the full cost in dollars before you accept anything.
Receive your funds
From $20,000, from 2% simple interest per month, over a term of 3 to 6 months, plus a storage levy set by asset class. Interest is simple, calculated monthly, and fixed for the term — it does not reduce if you repay early. The money lands in your account; your collection stays exactly where it is.
Repay, extend, or collect
No repayments fall due before your due date. Then repay and collect your asset — or renew for a further term at the due date: with terms of up to 6 months, a loan can run for a year or more. You keep ownership throughout.
Repay and collect. That simple.Or leave the collection in professional storage to grow — ready to leverage again when you need it.
High-value assets that banks value at zero.
Wine
Fine and investment-grade cellars.
Watches & jewellery
Collectible timepieces and fine jewellery.
Art
Paintings, sculpture and fine art.
Collectibles
Rare, authenticated collections.
Bullion
Gold and precious metals.
Which classes we can lend against depends on the professional storage provider holding them. Tell us the asset and the provider and we’ll tell you straight away.
If you can’t repay, only the asset answers.
You repay the loan like any borrower. If you can’t, only the asset answers for the debt: there is no personal recourse and no shortfall to pay, your credit file is never touched, and you are never personally pursued. If the asset is sold, any surplus after the loan and the reasonable costs of sale comes back to you.
Straight answers.
Do I need good credit?
No. There are no credit checks and no income verification, and nothing is reported to credit agencies — at any point, including if a loan is not repaid. Your asset is the only security.
Does my asset leave storage?
No. It stays at your professional storage provider’s facility, in the same place, the entire time — and you keep ownership throughout.
How much can I borrow, and what does it cost?
From $20,000, from 2% simple interest per month, over a term of 3 to 6 months. Interest is simple, calculated monthly, and fixed for the term — it does not reduce if you repay early.
A storage levy is charged alongside the interest and is set by asset class; it funds professional storage of your collateral for the loan term, and MyAssetPay pays your storage provider directly. Your loan offer sets out the full cost in dollars before you accept anything.
Can I extend the loan?
Yes. Each term runs up to 6 months, and no repayments are required before the due date. To extend, renew for a further term at your due date — with terms of up to 6 months, a loan can run for a year or more. You can repay in full whenever you’re ready.
How fast is it?
Most of the work is already done: your asset is in professional custody and already documented, so there is no property to inspect, no income to assess and no credit file to wait on. We won’t put a number on it before we’ve seen your asset — and we don’t give instant decisions or online quotes.
What if I can’t repay?
Only the asset answers for the debt, never you. There is no personal recourse and no shortfall to pay. If the asset is sold, anything left after the loan and the reasonable costs of sale is returned to you. Your credit file is never touched, and you are never personally pursued.
Where does MyAssetPay lend?
Victoria. The asset has to be held in a professional storage facility in Victoria. We are not taking applications from other states.
Is it discreet?
Yes. No credit checks, no income verification, and nothing reported to credit agencies. Your asset is the story — not your financial history.
Put your collection to work — and keep it.
Find out what your collection unlocks, without any of the costs of selling it.