Built to be trusted with your money — and your brand.
An Australian asset-backed lender with a deliberately simple, defensible structure: assets stay in professional storage, loans are secured only against them, and every contract is built to withstand diligence.
Professional storage solved trust. MyAssetPay solves liquidity.
An Australian lender for assets that banks ignore.
MyAssetPay provides asset-backed liquidity secured by wine, watches, art, collectibles and bullion held in professional storage. We lend against the collateral and nothing else — no credit checks, no income tests, and no recourse beyond the asset itself.
The model is intentionally narrow. We do the lending, the servicing and the default management; the asset stays exactly where it is, with the storage operator its owner already chose. That discipline is what makes MyAssetPay safe to partner with — and easy to diligence.
We were founded by collectors, for collectors, on one conviction: selling something valuable shouldn’t be the cost of using its value.
Melbourne VIC 3000
Four decisions that keep the structure clean.
Your asset stays where it is
Collateral stays at the professional storage facility its owner already uses, for the whole term. It is not moved, and the owner keeps ownership throughout.
A defensible legal structure
A Victorian pawnbroking exemption keeps the structure outside consumer-credit licensing. Governance and documentation detail is shared with prospective partners and investors under confidentiality, on request.
Secured, non-recourse lending
Every loan is secured against the pledged asset and the asset alone. There is no personal recourse and no shortfall claim, in any circumstance.
Diligence by default
Contracts and loan performance are documented from origination. Every contract is available for diligence — the record is the reassurance.
Only the asset answers for the debt.
Most loans simply repay. If one doesn’t, what happens next is documented, contained, and stops at the asset. The borrower knows exactly what that outcome looks like before they accept anything.
It stops at the asset
The loan is secured against the pledged asset and nothing else. There is no personal covenant, no shortfall claim, and no claim on anything else the borrower owns — in any circumstance.
The borrower is never pursued
Nothing is reported to a credit agency at any point, including if a loan is not repaid. No debt collectors, no credit reporting, no claim on income.
Any surplus comes back
If the asset is sold, anything left after the loan and the reasonable costs of sale is returned to the borrower.
The exposure ends at the asset — it never reaches the person who owns it.
Investor & partnership enquiries.
Governance and documentation detail is shared with prospective partners and investors under confidentiality, on request.
or email info@myassetpay.com · call 1300 692 770