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How it works

From your collection to your account — without a sale.

Borrow against wine, watches, art or bullion you already keep in professional storage. Keep the asset, keep ownership, and repay on your terms.

Apply now What you can borrow against
From 2% simple interest per month No credit checks No income verification Your asset is the only security
The journey

Five steps. Your asset never leaves storage.

1

Your asset already sits in professional storage

Wine, bullion, watches or art, held with a professional storage provider. If it isn’t in professional custody yet, we’ll help you arrange it.

2

Apply — directly, or through your storage partner

A short application. No credit checks, no income verification — your asset is the story.

3

We value it and make you an offer

Because your asset is already in professional custody, valuation is fast — decisions often within days of a complete application.

4

Receive your funds

From $20,000, at 2% simple interest per month, over a term of up to 6 months. The money lands in your account; your collection stays exactly where it is.

5

Repay, extend, or collect

No repayments fall due before your due date. Then repay and collect your asset — or extend for terms of up to 6 months: pay the interest to renew, and a loan can run for a year or more. You keep ownership throughout, and any surplus is yours.

Repay and collect. That simple.Or leave it in professional storage to grow — ready to leverage again at a moment’s notice.
What you can borrow against

High-value assets that banks value at zero.

Wine

Fine and investment-grade cellars.

Watches & jewellery

Collectible timepieces and pieces.

Art

Paintings, sculpture and fine art.

Collectibles

Rare, authenticated collections.

Bullion

Gold and precious metals.

If things don’t go to plan

If you can’t repay, only the asset answers.

You repay the loan like any borrower. If you can’t, the asset settles it — there is no personal recourse, any surplus comes back to you, your credit file is never touched, and you are never personally pursued.

Common questions

Straight answers.

Do I need good credit?
No. There are no credit checks and no income verification, and nothing is reported to credit agencies. Your asset is the only security.
Does my asset leave storage?
No. It stays with your professional storage provider, in the same place, the entire time — and you keep ownership throughout.
How much can I borrow, and what does it cost?
From $20,000, at 2% simple interest per month, over a term of up to 6 months. You pay only for the months you use.
Can I extend the loan?
Yes. Each term runs up to 6 months, and no repayments are required before the due date. To extend, pay the interest to renew for a further term — for terms of up to 6 months, a loan can run for a year or more. You repay in full whenever you’re ready.
How fast is it?
Because your asset is already in professional custody, decisions are often within days of a complete application.
What if I can’t repay?
If you can’t repay, the asset settles the loan — not you. There is no personal recourse, any surplus after repayment comes back to you, your credit file is never touched, and you are never personally pursued.
Is it discreet?
Yes. No credit checks, no income verification, and nothing reported to credit agencies. Your asset is the story — not your financial history.

Put your collection to work — and keep it.

See what you could borrow against what you already own.

Apply now Talk to your storage partner