An Australian asset-backed lender with a deliberately simple, defensible structure: assets stay in professional custody, loans are secured only against them, and every contract is built to withstand diligence.
Professional storage solved trust. MyAssetPay solves liquidity.
MyAssetPay® provides asset-backed liquidity secured by wine, watches, art, collectibles and bullion held in professional storage. We lend against the collateral and nothing else — no credit checks, no income tests, and no recourse beyond the asset itself.
The model is intentionally narrow. We do the lending, servicing and default management; the asset stays exactly where it is, with the custodian its owner already trusts. That discipline is what makes MyAssetPay safe to partner with — and easy to diligence.
Collateral is held only with accredited Trusted Storage Partners — never by MyAssetPay, and never moved. Custody stays with the operator the owner already chose.
A state pawnbroking exemption keeps the structure outside consumer-credit licensing. Full documentation is available to qualified partners and investors.
Every loan is secured against the asset and the asset alone. There is no personal recourse, and any surplus after repayment returns to the borrower.
Contracts and loan performance are documented from origination. Every contract is available for diligence — the record is the reassurance.
Most loans simply repay. When one doesn’t, the outcome is documented, contained and dignified: the asset settles the loan, and the owner is never pursued.
Valuation, contract and custody records are established before any money moves, and every loan is sized conservatively against the asset’s value.
Every loan is secured against the asset alone. A default never reaches the owner’s other assets, income or credit file.
The asset settles the loan through professional channels — no fire sale, no chasing. Any surplus comes back to the owner.
The exposure ends at the asset — a default is a settlement, not a spiral.
We share full documentation and governance detail with qualified investors and prospective storage partners on request.
or email info@myassetpay.com